What important to you when buying auto insurance? Is it all about price or do you consider other factors such as service, coverage or convenience of your agent, such as location of their office or the hours they keep? Price should not be the only consideration when it comes to protecting your livelihood. Your agent should take you on a step by step process to explain the coverage’s and how they work to protect you. They should provide you real life examples. If you choose to not elect a certain coverage, then you should understand what you may be giving up. One of the most important questions to ask is how the claims process works. Some companies will payout replacement while others may pay out based on Kelly Blue Book. You want to ensure that you are getting the most return on your vehicle should it become totaled out.
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